Our Focus

With extensive expertise in property and debt, Cohort Invest strategically secures short-term loans against prime real estate throughout the UK. Through rain or shine, our loan opportunities stand firm with a primary focus on safety.

Through meticulous deal selection and underwriting processes, we strive to provide investors with steady and appealing returns regardless of market conditions. Understanding the diverse investment needs of our clients, Cohort Invest offers customised investment programs and a diverse range of products to align with individual priorities.

We provide investors with risk-adjusted returns that outperform traditional bank offerings. Astute investors with upwards of £250k liquidity, seeking high single-digit returns with risk-adjusted and asset-backed security, will find a solution in our proposition.

Since our inception 4 years ago

*for illustrative purposes only

£m

Loans Managed

%

Average LTV

%

Average Annual Rate of Return

£m

Interest Returned to Investors

*representative examples of current loans


St John's Wood, London

Return:9%
Loan:£3,750,000
Term outstanding12 months
LTV:60%

Talbot Way, Birmingham

Return:10%
Loan:£1,800,000
Term outstanding12 months
LTV:61%

Nelsons Row, Clapham, London

Return:10%
Loan:£3,737,492
Term outstanding12 months
LTV:47%

Liverpool Street, Birmingham

Return:10%
Loan:£1,250,000
Term outstanding12 months
LTV:34%

What we do

Prime Property

  • £1m minimum valuation
  • Highly desirable geographies across the UK
  • A-cyclical buyers’ market

Short Term

  • Bridging
  • 12-24 month term
  • Interest paid monthly

Secured

  • Senior-ranking positions
  • 40-70% LTV range
  • Asset-backed

Let’s talk

Have a question and would like to chat with one of our property specialists?

Send us a message here, we will be happy to assist!

Do you have a project that requires funding?

Pass us the details of your project and a member of the property lending team will come back to you shortly.

What do they think of us?

-Testimonials

At Cohort Invest, we believe that our clients' successes speak volumes about the impact of our services. Our testimonial section features genuine comments from diverse clients who have experienced firsthand the strategic benefits of partnering with us.

testimonial
starstarstarstarstar

I come from a property background, so it’s great to be able to see the types of properties I am lending my capital against. As Cohort Invest has a really slick and open platform which allows me to make my own decisions and self-select property loan opportunities, I have been reinvesting for some time now.

Didier Tandy, Property Developer

Total invested - £4m over 4 years

Cohort Invest Latest News

news
09-07-2024

Cohort Capital refinances super prime London ...

Specialist lender Cohort Capital has refinanced a private Middle Eastern bank on a super prime £175 mln (€205 mln) London mansion once described as the UK’s most expensive home.

news
09-07-2024

Cohort Capital completes £1m second charge bridge in East London - The Intermediary - Latest UK mortgage news

Cohort Capital has closed on a £1m bridging loan secured against 36 residential investment properties in Bromley-by-Bow.

news
09-07-2024

Cohort Capital refinances £175m London mansion

One of the UK's most expensive homes, 18 Carlton House Terrace belongs to the UAE's former ambassador to the UK

Frequently Asked Questions

Any interest or capital Cohort Invest receives will also be transferred into the Client Money Account and held on investors' behalf by Cohort Invest as client money. Funds may be held prior to completion of the loan for up to 10 working days. Any further delays investors are notified with the option of having funds returned.

Investors are entitled to receive their share in the interest earned on a loan that they have participated in during the lifetime of the loan. As payments of interest are typically due from borrowers on a monthly basis, Cohort Invest distributes the interest it receives from borrowers on or around the 1st day of each month. An investor will only receive interest if the borrower of the loan they have participated in has paid it. The investor's share in any such interest paid by the borrower is proportionate to the amount their funding contribution bore to the amount of the overall loan.

Cohort Invest may distribute details of potential loans to investors who have entered into a Participation Agreement and who indicate they are interested in making a contribution towards the funding of a loan. Given the number of registered investors and the need to respond to borrower requests in a business-like timescale, it is impracticable for Cohort Invest to offer every opportunity to all of its registered investors. Accordingly Cohort Invest is not obliged to inform every registered investor about loan opportunities. Cohort Invest will endeavour to contact all registered investors from time to time to inform them of an opportunity, but if you are actively interested in contributing to a loan we suggest you contact Cohort Invest directly and check the platform regularly for new opportunities.

Cohort Invest is a sub-division of Cohort Capital; a specialist property bridging lender. Cohort Capital facilitates short-term loans, commonly referred to as “bridging loans". Cohort Capital enters into a loan agreement with the borrower and makes the loan to them. Investors do not make the loan themselves but rather fund the loan through Cohort Invest.

Cohort Capital, facilitates short-term loans, which are secured against real estate properties. The capital necessary for these loans is sourced from private equity and discretionary capital.


Typically, Cohort Invest then secures funding from a variety of investors for each loan through the platform. These investors need not have any prior acquaintance with one another nor are they required to enter into agreements amongst themselves.


Upon receiving interest payments and the repayment of the borrowed capital, Cohort Invest then distributes these returns to the respective investors who contributed to financing a particular loan. The distribution of returns is proportional to each investor's contribution relative to the total loan amount, subject to fees and charges.