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Have a question and would like to chat with one of our property specialists?
Send us a message here, we will be happy to assist!
Do you have a project that requires funding?
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Frequently Asked Questions
Each loan is secured against real estate — often with a first or second legal charge. Your share of that security is held on trust, so it’s protected even if Cohort were ever to go out of business.
Only when we ask — usually just ahead of a loan completing. We’ll give you full instructions in good time.
Please remember to reference your client number on any transfer to avoid delays.
Before a loan completes, funds go into a secure escrow account, ring-fenced for your protection. These are held with regulated UK banks.
No charges for UK transfers. International banking fees may apply and are deducted from the total sent or received.
Interest is typically paid monthly, about 5 business days after we receive it from the borrower. Capital is returned when the borrower repays the loan.
Upon receiving interest payments and the repayment of the borrowed capital, Cohort Invest then distributes these returns to the respective investors who contributed to financing a particular loan. The distribution of returns is proportional to each investor's contribution relative to the total loan amount, subject to fees and charges.
Cohort Invest Ltd is a private limited company registered in England and Wales under company number 15024587 and is not authorised or regulated by the Financial Conduct Authority (‘FCA’). Cohort Invest loans are secured over property (“the security”) and the security is held on trust for you as investors. The loans that you make are not regulated by the FCA. Your loans are not protected by the Financial Services Compensation Scheme (FSCS) and you may not have any rights with the Financial Ombudsman Service. All of your capital and uncredited interest is at risk. Do not invest unless you’re prepared to lose all the money you invest. Past performance is not a reliable indicator of future results. If you are unsure about any of the information contained in this website then please read our FAQs and T&Cs. Tax treatment of any of the loans will depend on the individual circumstances of each lender and may be subject to change in the future. You are liable for your own tax and may wish to consult with a tax/legal adviser for specific advice.
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